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Family Shared by Parvati Realized at 30

My Parents Had Been Hiding Financial Struggles for Years and I Had Not Let Myself See It

The signs were available the whole time. I had been choosing not to read them because reading them would have required me to do something I was not ready to do.

Story

What actually happened

My parents ran a small textile printing business in Kolkata that had supported our family through my childhood and that had been, as far as I had understood it, in reasonable health.

I had understood this from a distance - from Bengaluru where I had been working for three years - through the information my parents provided, which was selected with the parental instinct to protect a child from worry even when the child is twenty-seven and the protection is no longer appropriate.

The signs I had been not reading were available in the conversations I had been not examining. The frequency with which my mother mentioned that something had been more expensive than expected. The way my father answered questions about the business with a precision that described the current state rather than the recent trend.

The fact that a repair I had suggested for the family home had not happened in two years without a clear reason. I had access to all of this and had made, below conscious awareness, the decision to not assemble it into a picture I would have to respond to.

At 27, during a visit home, the conversation I had been not having with my parents happened because my mother was more tired than she was good at concealing on that particular evening. The full picture was smaller than the worst version I had been protecting myself from imagining.

It was also real and had been real for about two years, during which my parents had been managing it alone with the specific pride of people who do not want to impose on their children.

The restructuring that followed was practical and not dramatic - I increased what I was sending home, my father accepted a conversation about the business's direction that he had been avoiding, and we built an honest financial relationship between the three of us that we should have built two years earlier.

The two years in which I had been not looking had cost all of us something.

The lesson

If your parents are aging and running a business or living on a fixed income, ask directly and regularly about the financial reality. The conversation is less painful than discovering it has been difficult for years.

Actionable takeaway

What to do with this now

The financial reality of people you love does not become less real because you have decided not to look at it directly. Looking earlier is almost always better for everyone.
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