Privacy Policy

This Privacy Policy explains how 40 at 20 collects, uses, discloses, and safeguards your information when you visit our website and use our services.

1. Information We Collect

Personal Data

• Email address collected during account registration for communication and verification.
• Name and profile information voluntarily provided when creating or updating your profile.
• Password information for authentication and security.

User Content

• Lesson submissions, stories, titles, summaries, and supporting details you submit to the platform.
• Saved lessons, preferences, and library activity associated with your account.
• Messages or feedback you send to our team.

Usage Data

• Server logs recording IP addresses, browser type, pages visited, and timestamps.
• Device information including type, operating system, and unique identifiers.
• Cookies and similar technologies used to keep sessions active and improve the site experience.

2. Use of Your Information

Your information enables us to provide a smooth, customised experience. We use it to:

• Create and manage your user account.
• Review, moderate, publish, and organise lesson submissions.
• Support saved lessons and other account-level features.
• Send transactional communications such as verification messages and account notices.
• Provide customer support and respond to feedback.
• Analyse usage patterns to improve the platform.
• Monitor for fraudulent, abusive, or harmful activity.
• Comply with legal obligations.

3. Disclosure of Your Information

By Law or to Protect Rights

We may release information when necessary to comply with applicable law, enforce our policies, or protect the rights and safety of ourselves or others.

Third-Party Service Providers

We share information with trusted vendors who help us operate the service, including hosting providers, authentication providers, email delivery services, analytics providers, and other infrastructure partners.

Business Transfers

Your information may be transferred during mergers, acquisitions, or asset sales. We will provide notice before your information becomes subject to a different privacy policy.

Your Consent

We may share your information when you have explicitly consented to such sharing.

4. Security of Your Information

We use administrative, technical, and physical security measures to protect your personal information, including:

• HTTPS encryption for data transmission.
• Secure password hashing and storage.
• Regular updates and security reviews.
• Limited access to personal information.

5. Your Data Rights

You may have rights to:

• Access the personal data we hold about you.
• Correct inaccurate information.
• Request deletion of your data.
• Opt out of marketing communications if we send them.

Contact hello@40at20.com to exercise these rights.

6. Contact Information

40 at 20

Email: hello@40at20.com

Website: https://40at20.com

7. Policy Changes

We reserve the right to modify this Privacy Policy at any time. Changes become effective when posted on this page. Your continued use of our service indicates your acceptance of the updated policy.